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About Us

DCL Jewelry & Loan is based out of San Diego, California and we are the premier lender and buyer of high-end luxury assets.  We specialize in pawn or collateral loans on jewelry, diamonds, gold, fine watches, and luxury handbags.  DCL works by appointment which ensures our clients a private and secure visit. Our clients love our clean, private and professional atmosphere to make their transaction as easy as possible. You can sell or receive a low-interest collateral loan on your items. All we ask if for you to call or text prior to walking in to expedite the process. We are conveniently located off of I-15 and Rancho Penasquitos Blvd at 12778 Rancho Penasquitos Blvd Ste C San Diego CA 92129.    

DCL was founded in 2014 to serve San Diego’s needs for providing pawn or collateral loans and buying estate jewelry.  With over 20 years in the jewelry and pawn industry, DCL founder, Michael Schube set out to establish a private and discreet atmosphere for handling transactions that require honesty, discreet, and superb service. 

“I believe DCL is a niche business in San Diego, that isn’t like most pawnshops. We meet with our clients on-on-one in an office setting. When our clients come in they know they’re going to get the individual service they need, especially for higher-end items that at times requires more time in authentication and evaluation.”

With a background in jewelry and diamond manufacturing as well as working for the USA’s largest privately and publicly held pawnshop chain the timing was right to continue within the asset lending business. “Having worked for some of the top industry leaders has enabled me to continue on my own, but with my own twist to servicing my customers. I want DCL to be a place where people can come to and not feel uncomfortable. Small Business Owners, a Doctor or Lawyer, retiring couple, the list goes on. We are here for our clients 24 hours a day/7 days a week”  

 

Featured Products

  • Elevate Your Style: Rolex Submariner Datewatch 16613 Bluesy
    Elevate Your Style: Rolex Submariner Datewatch 16613 Bluesy
    $8,499.99
  •  Elegance Redefined: 18K Yellow Gold Diamond 1.0 ctw Earrings
    Elegance Redefined: 18K Yellow Gold Diamond 1.0 ctw Earrings
    $1,299.99
  • Classic Look: 14K Yellow Gold Tahitian South Sea Pearl Studs
    Classic Look: 14K Yellow Gold Tahitian South Sea Pearl Studs
    $499.99

Popular Products

  • Boost Your Charisma: Montres Allison Watch
    Boost Your Charisma: Montres Allison Watch
    $499.99 Was $699.99
  • Michele Urban Mini Two-Tone 18K Gold Silver MWW02A000608 Watch
    Michele Urban Mini Two-Tone 18K Gold Silver MWW02A000608 Watch
    $499.99 Was $599.99
  • Babe Ruth New York Yankees Premier Brand with 24KT Gold # 23/200
    Babe Ruth New York Yankees Premier Brand with 24KT Gold # 23/200
    $299.99 Was $450.00

New Arrivals

  • Classy Baume & Mercier MOA10484 Classic 42 Watch
    Classy Baume & Mercier MOA10484 Classic 42 Watch
    $2,799.99
  • Elevate Your Style: Rolex Submariner Datewatch 16613 Bluesy
    Elevate Your Style: Rolex Submariner Datewatch 16613 Bluesy
    $8,499.99
  •  Majestic 18K Yellow Gold Diamond Ruby Earrings
    Majestic 18K Yellow Gold Diamond Ruby Earrings
    $449.99
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12778 Rancho Penasquitos Blvd Ste C
San Diego CA 92129
1-858-324-0064

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  • Apparel (1)
  • Bullion (7)
  • Collectibles (3)
  • Electronics (1)
  • Handbag (21)
  • Jewelry (46806)
  • Native American Jewelry (5)
  • Watches (9)
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